Homeowners insurance is designed to provide protection if your home is damaged by a natural disaster or fire. A homeowners insurance policy can also provide coverage if someone breaks in and steals items from inside your house. Since break-ins often result in thousands of dollars in losses, homeowners insurance companies want their policy holders to do whatever they can to make their homes safer. This saves the insurance company money and can make residents feel safer in their own homes. Making a house more secure can also save homeowners money.
Deadbolts Can Lower Homeowners Insurance Premiums
Homeowners insurance companies typically offer discounts of 2 to 15 percent to homeowners who take steps to make their homes more secure and prevent burglaries. One of the easiest ways to keep burglars out is to install deadbolt locks on all of the doors. A deadbolt offers another layer of security and makes it harder for a burglar to break in. Studies have found that burglars typically move on if they are unable to break into a house within five minutes because they are worried about being caught. Deadbolts can be an effective deterrent that can keep intruders out and lower your homeowners insurance premiums. You will continue to receive savings every year, which makes deadbolts a wise investment.
Strong Doors and Locks Can Keep Intruders out and Keep Insurance Rates from Rising
Another way to make your home more secure is to install strong doors. Solid wood or fiberglass doors that cannot be kicked in can keep intruders out of your home. While installing new doors may not necessarily save you money on your homeowners insurance premiums now, it can prevent your rates from going up in the future. If someone breaks into your home and you file an expensive claim, your insurance rates will likely go up. Strong doors can keep intruders out so you will not need to file a claim, which means your rates will not rise.
You should also make sure your sliding or patio doors and windows are kept locked. Many burglaries occur because intruders simply slip inside through unlocked doors or windows. If your patio or sliding door does not have a secure lock, you should have one installed. This can keep burglars out so you will not need to file a claim.
All American Locksmiths Can Improve Security at Your CT Home
All American Locksmiths can install deadbolt locks, new locks on sliding and patio doors, and high-security doors to make your home more secure and keep burglars out. They may also lower your homeowners insurance rates or keep them from going up. All American Locksmiths is proud to serve cities and towns all over Connecticut, including Stamford, Woodbridge, and Derby. Contact us today to learn more.
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